IN RE SIMMONS

Nos. 01-48565, 01-49091, 02-40232, 01-48316.

288 B.R. 737 (2003)

In re Thomas William SIMMONS and Cathy Ann Simmons, Debtors. In re Darra Lovell Goodwin, Debtor. In re George O. Shockey and Barbara D. Shockey, Debtors. In re Stuart E. Bruchey, Jr. and Tonya L. Crnkovic, Debtors.

United States Bankruptcy Court, N.D. Texas, Fort Worth Division.

February 4, 2003.


Attorney(s) appearing for the Case

Mary A. Daffin, Barrett, Burke, Wilson, Castle, et al., Houston, TX, for Wells Fargo Home Mortgage, Inc.

Barbara K. Hamilton, Becket & Lee, Carol Stream, IL, for Max Recovery Trust I and MBNA America Bank, N.A., Becket & Lee, Malvern, PA, for eCast Settlement Corporation, Assignee.

Mark Stromberg, Stromberg & Associates, Dallas, TX, for Max Recovery Trust I.

Behrooz P. Vida, Venable & Vida, Bedford, TX, for Thomas William Simmons and Cathy Ann Simmons, Stuart E. Bruchey, Jr. and Tonya L. Crnkovic.

Pamela Arnold Bassel, Law, Snakard & Gambill, Ft. Worth, TX, for Ford Motor Credit Company.

James M. Morrison, Ft. Worth, TX, for Darra Lovell Goodwin.

John Adam Seib, Jr., The Seib Law Firm, Dallas, TX, for Al/Tex Homes, Inc.

Dale Weyand, Burns, O'Gorman, Black & Weyand, San Antonio, TX, for Bombardier Capital, Inc.

Stephen A. Goodwin, Carrington, Coleman, Sloman & Blumenthal, Dallas, TX, for ConAgra Trading & Processing.

John Clay Roark, Dunn & Roark, Arlington, TX, for George O. Shockey and Barbara D. Shockey.

TranSouth Financial Corp., Minneapolis, MN, Pro Se.

Raymond E. Kenny, Becket & Lee, Carol Stream, IL, for MBNA America.

Deborah B. Morton, Law, Snakard & Gambill, Ft. Worth, TX, for Chrysler Financial Company, L.L.C.

Tim Truman, Fort Worth, TX, trustee.


MEMORANDUM OPINION

DENNIS MICHAEL LYNN, Bankruptcy Judge.

Before the court are the proposed chapter 13 plans (each a "Plan", and, together, the "Plans") filed by George and Barbara Shockey (the "Shockeys"), Thomas and Cathy Simmons (the "Simmonses"), Stuart E. Bruchey, Jr., and Tonya L. Crnkovic ("Bruchey/Crnkovic") and Darra Goodwin ("Goodwin" and, together with the Shockeys, the Simmonses, and Bruchey/Crnkovic, the "Debtors"). The standing chapter...

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