OPINION
GERALD D. FINES, Chief Judge.
This matter having come before the Court for hearing on a Complaint to Determine Dischargeability filed by Plaintiff on October 21, 2002; the Court, having reviewed the Stipulation of Facts and written memoranda of law submitted by the parties, and being otherwise fully advised in the premises, makes the following findings of fact and conclusions of law pursuant to Rule 7052 of the Federal Rules of Bankruptcy...
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