OPINION
CORNELIUS, Chief Justice.
Wright's automobile repair shop ("Wright's") sued Allstate Insurance Company ("Allstate"), Red River Federal Credit Union ("Red River"), and Michael Turner to recover the cost of repairing a vehicle. Allstate was the insurer of the party liable for the accident that damaged the vehicle; Red River financed the purchase of the vehicle; and Turner owned the vehicle. The trial court granted summary judgment in favor of Red River...
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