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IN RE PARKS

No. 01-82838.

286 B.R. 670 (2002)

In re Jay D. PARKS, Debtor.

United States Bankruptcy Court, C.D. Illinois.

December 3, 2001.

Attorney(s) appearing for the Case

Charles E. Covey, Peoria, IL, for Debtor.

Michael D. Clark, Peoria, IL, trustee.

OPINION

WILLIAM V. ALTENBERGER, Bankruptcy Judge.

In June of 2000, the Debtor, Jay D. Parks (DEBTOR), financed the purchase of a 1997 Chevrolet pickup truck through a loan from Citizens Equity Federal Credit Union (CEFCU), granting CEFCU a lien on the title to the truck. In August of 2000, the truck was wrecked and the DEBTOR received $18,000 from his insurance company, which he used to purchase a 1996 Ford Explorer. In December of 2000, he sold the...

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