RIDER INS. CO. v. FIRST TRENTON


808 A.2d 143 (2002)

354 N.J. Super. 491

RIDER INSURANCE COMPANY, Plaintiff-Respondent, v. FIRST TRENTON COMPANIES, Defendant-Appellant, and New Jersey Citizens Reciprocal Exchange (NJ Cure) and Roy J. Jones, Defendants-Respondents.

Superior Court of New Jersey, Appellate Division.

Decided October 25, 2002.


Attorney(s) appearing for the Case

Thomas P. Weidner, Princeton, argued the cause for appellant (Windels, Marx, Lane & Mittendorf, attorneys; Mr. Weidner, of counsel, and Mr. Weidner and Antonio J. Casas, on the brief).

Warren Usdin argued, Livingston, the cause for respondent Rider Insurance Company (Morgan, Melhuish, Monaghan, Arvidson, Abrutyn & Lisowski, attorneys; Mr. Usdin, of counsel and on the brief). Jacob A. Papay, Jr. argued the cause for respondent New Jersey Citizens Reciprocal Exchange (Gebhardt & Kiefer, attorneys; Mr. Papay, on the brief).

Respondent, Roy J. Jones, submitted no brief.

Before Judges CUFF, LEFELT and WINKELSTEIN.


The opinion of the court was delivered by LEFELT, J.A.D.

This appeal arises out of Roy Jones's motorcycle accident with an unidentified vehicle. Three automobile insurance companies were potentially available to compensate Jones for his injuries caused by the uninsured motorist (UM). One of the potential insurers, First Trenton Indemnity Company, denied coverage based on a UM policy exclusion. In a declaratory judgment action...

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