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IN RE STEMBRIDGE

No. 01-46032-DML-13.

287 B.R. 658 (2002)

In re Dawn STEMBRIDGE, Debtor.

United States Bankruptcy Court, N.D. Texas, Fort Worth Division.

December 9, 2002.

Attorney(s) appearing for the Case

Behrooz P. Vida, Venable & Vida, Bedford, TX, for Debtor.

J. Ward Holliday, Veronica Pillay, Rudri Bhatt-Patel, J. Ward Holliday & Assoc., P.C., Dallas, TX, for Plaintiff.

REVISED MEMORANDUM OPINION AND ORDER

DENNIS MICHAEL LYNN, Bankruptcy Judge.

Before the court is the Objection to Confirmation (the "Objection") filed by Chase Manhattan Bank, USA, N.A. ("Chase") with respect to the Final Chapter 13 Plan and Motion for Valuation (the "Plan") dated May 19, 2002, filed by Dawn Stembridge ("Debtor" or "Stembridge") in her chapter 13 case. The court heard evidence and argument in connection with the Objection

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