Cardona, P.J.
On October 28, 1998, plaintiff and defendant were involved in an automobile accident on Central Avenue in the City of Albany. Plaintiff, a resident of Vermont, was treated the following day for a whiplash-type injury and had approximately $800 worth of damage to his automobile. On November 1, 1998, plaintiff informed Nationwide Insurance Company, defendant's insurance carrier, of the accident and made arrangements to meet with a claims representative...
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