MEMORANDUM OF DECISION AFTER TRIAL
THOMAS B. DONOVAN, Bankruptcy Judge.
INTRODUCTION
The Honorable A. Howard Matz of the United States District Court for the Central District of California referred six bankruptcy issues to this court for resolution in connection with a district court class action suit pending before Judge Matz. The class action suit was brought by Jesus Chaide Ramirez against General Motors Acceptance Corporation (GMAC). I have...
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