BANK OF AMERICA v. CITY & COUNTY OF SAN FRANCISCO

Nos. 00-16355, 00-16394.

309 F.3d 551 (2002)

The BANK OF AMERICA; Wells Fargo Bank N.A.; California Bankers Association, Plaintiffs-Appellees, and California Federal Bank, Plaintiff-Intervenor-Appellee, v. CITY AND COUNTY OF SAN FRANCISCO, et al., Defendants, and City of Santa Monica; Pamela O'Connor, Mayor of the City of Santa Monica; Ken Genser, Mayor Pro Tempore of the City of Santa Monica; Richard Bloom, Council Member; Michael A. Feinstein, Council Member; Robert T. Holbrook; Kevin McKeown, Council Member; Paul Rosenstein, Council Member; Marsha Jones Moutrie, City Attorney, Defendants-Appellants. The Bank of America; Wells Fargo Bank N.A.; California Bankers Association, Plaintiffs-Appellees, and California Federal Bank, Plaintiff-Intervenor-Appellee, v. City and County of San Francisco; Willie Brown, Mayor of the City of San Francisco; Tom Ammiano, President, Board of Supervisors; Alicia Becerril, Sue Bierman, Amos Brown; Leslie Katz; Barbara Kaufman, Mark Leno; Gavin Newsom, Mabel Teng; Michael Yaki; Leland Yee; Supervisors; Louise H. Renne, City Attorney, Defendants-Appellants.

United States Court of Appeals, Ninth Circuit.

Filed October 25, 2002.

As Amended on Denial of Rehearing and Rehearing December 20, 2002.


Attorney(s) appearing for the Case

Adam Radinsky, Deputy City Attorney, Santa Monica, CA, for defendant-appellant City of Santa Monica.

Owen P. Martikan, Deputy City Attorney, San Francisco, CA, for defendants-appellants City and County of San Francisco.

E. Edward Bruce, Covington & Burling, Washington, DC, for plaintiffs-appellees Bank of America, N.A., and Wells Fargo Bank, N.A.

Michael J. Kass, Pillsbury Madison & Sutro LLP, San Francisco, CA, for plaintiff-appellee California Bankers Association.

Kent M. Roger, Brobeck, Phleger & Harrison LLP, San Francisco, CA, for plaintiff-appellee California Federal Bank.

Thomas J. Segal, Deputy Chief Counsel, Washington, DC, for Amicus Curiae Office of Thrift Supervision.

Douglas B. Jordan, Special Counsel, Washington, DC, for Amicus Curiae Office of the Comptroller of the Currency.

Joel S. Jacobs, Deputy Attorney General, Oakland, CA, for Amici Curiae States of California, Minnesota, and Nevada.

Michael F. Crotty, Deputy General Counsel for Litigation, Washington, DC, for Amicus Curiae American Bankers Association.

Teresa M. Olle, Sacramento, California, for Amicus Curiae California Public Interest Research Group.

Deborah J. La Fetra, Sacramento, California, for Amicus Curiae Pacific Legal Foundation.

Before: GOODWIN, SNEED and TROTT, Circuit Judges.


As Amended on Denial of Rehearing and Rehearing En Banc December 20, 2002.*

SNEED, Circuit Judge.

This appeal arises from the passage of municipal ordinances (the "Ordinances") by the cities of San Francisco and Santa Monica (the "Cities") prohibiting banks from charging ATM fees to non-depositors. Bank of America, Wells Fargo Bank, the California Bankers Association, and subsequently, California Federal Bank, see infra...

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