IN RE REIMILLER

Bankruptcy Nos. 5-01-00777, 5-01-01323, 5-01-00714, 5-01-01672, 5-00-04064. Adversary Nos. 5-01-00087A, 5-01-00106A, 5-01-00085A, 5-01-00143A, 5-01-00160A.

281 B.R. 561 (2002)

In re George W. REIMILLER and Kathleen M. Reimiller, Debtors. William G. Schwab, Esquire, Chapter 7 Trustee, Plaintiff, v. Conseco Finance Consumer Discount Company, f/k/a Green Tree Consumer Discount Co., Defendant. In re Bernard Pasker, Debtor. William G. Schwab, Esquire Chapter 7 Trustee, Plaintiff, v. Conseco Finance Consumer Discount Company, Defendant. In re Thomas Galbraith, Debtor. William G. Schwab, Esquire, Chapter 7 Trustee, Plaintiff, v. GMAC Mortgage Corporation, Defendant. In re Shawn W. Mehalshick and Mary Jo Mehalshick, Debtors. William G. Schwab, Esquire Chapter 7 Trustee, Plaintiff, v. Pennsylvania Housing Finance Agency assignees of Mellon Bank, N.A., assignee of FT Mortgage Companies, d/b/a MNC Mortgage, Defendant. In re Mark J. Merola and Lisa A. Merola, Debtors. William G. Schwab, Esquire Chapter 7 Trustee, Plaintiff, v. M & T Bank, Successor to Keystone Financial, Successor to Pennsylvania National Bank, Defendant.

United States Bankruptcy Court, M.D. Pennsylvania, Wilkes-Barre Division.

May 8, 2002.


Attorney(s) appearing for the Case

William G. Schwab, Lehighton, PA, Trustee in Bankruptcy.

Joseph F. Riga, Whittlesey McDowell & Riga, Mapple Shade, NJ, Gregory Javardian, Southampton, PA, for Conseco Finance Consumer Discount Co.

Jeffrey J. Tokach, Pittston, PA, for George W. Reimiller and Kathleen M. Reimiller.

Thomas K. Feissner, Hazleton, PA, for Bernard Pasker.

William J. Levant, Kaplin Stewart Meloff Reiter & Stein, P.C., Blue Bell, PA, for GMAC Mortgage Corp.

Michael D. Muffley, Jim Thorpe, PA, for Thomas Galbraith.

Michael G. Oleyar, West Hazleton, PA, for Pennsylvania Housing Finance Agency.

Michael S. Greek, Lansford, PA, for Shawn W. Mehalshick and Mary Jo Mehalshick.

Douglas J. Smillie, Fitzpatrick Lentz & Bubba, P.C., Center Valley, PA, for M & T Bank.

Brian E. Manning, Doran & Nowalis, Wilkes-Barre, PA, for Mark J. Merola and Lisa A. Merola.


OPINION1

JOHN J. THOMAS, Bankruptcy Judge.

The above-captioned cases, although unrelated, present the same legal issue: whether a recorded mortgage copy must bear evidence of a notary's embossment on the original document to be validly recorded. An individual discussion of the factual background and procedural history of each case is warranted for an understanding of this...

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