MEMORANDUM OPINION
RONALD BARLIANT, Bankruptcy Judge.
First Commercial Financial Group, Inc., ("First Commercial") objects to the discharge of John A. Hermanson ("Hermanson"), alleging as grounds that he failed to keep adequate records and failed to explain satisfactorily the loss of assets he once owned. These are reasons to deny a discharge under 11 U.S.C. § 727(a)(3)
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