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SUN LIFE ASSUR. CO. OF CANADA v. RICHARDSON

No. 01-30392.

299 F.3d 500 (2002)

SUN LIFE ASSURANCE COMPANY OF CANADA, Plaintiff, v. Sheila RICHARDSON, Defendant-Appellee, v. Diana James, Defendant-Appellant.

United States Court of Appeals, Fifth Circuit.

July 22, 2002.

Attorney(s) appearing for the Case

Daniel Elmore Becnel, III (argued), LaPlace, LA, for Defendant-Appellee.

Al J. Mendoza (argued), Mendoza & Hardin, Harvey, LA, for Defendant-Appellant.

Charles J. Ferrara, Metairie, LA, pro se.

J. Hunter Bienvenu, Gretna, LA, pro se.

Before DAVIS, DeMOSS and STEWART, Circuit Judges.

DeMOSS, Circuit Judge:

This case involves the application of Louisiana's doctrine of substantial compliance as to the change of beneficiary in a life insurance policy. The district court found that Melvin Richardson substantially complied with the terms of his life insurance policy to effect a change of beneficiary. For the reasons stated herein, we conclude that the district court erred in such finding.

I. BACKGROUND

On June 29, 1989, Melvin Richardson...

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