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IN RE BIRRANE

BAP No. WW-02-1186-HRyMa, Bankruptcy No. 01-16399, Adversary No. 01-01413.

287 B.R. 490 (2002)

In re Deborah Helen BIRRANE, Debtor. Pennsylvania Higher Education Assistance Agency, Appellant, v. Deborah Helen Birrane, Appellee.

United States Bankruptcy Appellate Panel of the Ninth Circuit.

Filed December 6, 2002.

Attorney(s) appearing for the Case

Trevor L. Alt, Law Offices of Trevor Lee Alt, Incline Village, NV, for Pennsylvania Higher Education Assistance Agency.

Martin E. Snodgrass, Snodgrass & Warren, Everett, WA, for Deborah Helen Birrane.

Before HARGROVE, RYAN, and MARLAR, Bankruptcy Judges.

OPINION

HARGROVE, Bankruptcy Judge.

Pennsylvania Higher Education Assistance Agency ("PHEAA") appeals the bankruptcy court's finding that debtor Deborah Helen Birrane's ("Birrane") student loan is dischargeable under 11 U.S.C. § 523(a)(8). WE REVERSE.

I.

FACTS

Birrane was 36 years old, single and had no dependents at the time of trial in this matter. She earned a Bachelor of Arts degree in social work, with a minor...

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