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IN RE PEDIGO

No. 01-13113.

283 B.R. 493 (2002)

In re Jason Lane PEDIGO, Misty Ann Pedigo, Debtors.

United States Bankruptcy Court, E.D. Tennessee, Winchester Division.

September 23, 2002.

Attorney(s) appearing for the Case

Keith S. Smartt, McMinnville, Tennessee, for debtors.

Jerre M. Hood, Winchester, Tennessee, for Citifinancial.

MEMORANDUM OPINION

R. THOMAS STINNETT, Bankruptcy Judge.

Citifinancial objected to confirmation of the debtors' chapter 13 plan on two grounds: (1) the proposed cram-down of Citifinancial's second mortgage claim is barred by the home mortgage exception; (2) the plan was not proposed in good faith. 11 U.S.C. § 1325(a)(3), (a)(5)(B) & § 1322(b)(2). Citifinancial's claims are actually secured by deeds of trust, but for convenience the court...

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