JOHNSON, J.:
Farm Bureau Mutual Insurance Co., Inc. (Farm Bureau) appeals the district court's determination of the amount of underinsured motorist (UIM) benefits payable to its insured, Chong Ae O'Donoghue, deceased. Plaintiffs in this action are the estate administrator and the heir of Chong Ae O'Donoghue (collectively referred to as O'Donoghue). We affirm.
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