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IN RE LONG

BAP No. 01-6042MN.

271 B.R. 322 (2002)

In re Nanci Anne LONG, Debtor. Nanci Anne Long, Plaintiff-Appellee, v. Educational Credit Management Corporation, Defendant-Appellant, United States Department of Health and Human Services, Defendant.

United States Bankruptcy Appellate Panel for the Eighth Circuit.

Filed: January 10, 2002.

Attorney(s) appearing for the Case

William J. Fisher, Christopher M. McCullough, Minneapolis, MN, Daniel S. Fisher, St. Paul, MN, on the brief, for appellant.

Matthew Drewes, Oakdale, MN, William I. Kampf, Minneapolis, MN, on the brief, for appellee.

Before KOGER, Chief Judge, WILLIAM A. HILL and SCHERMER, Bankruptcy Judges.

WILLIAM A. HILL, Judge.

Educational Credit Management Corporation appeals from a bankruptcy court1 order declaring the student loan debt owed it by Nanci A. Long dischargeable under 11 U.S.C. § 523(a)(8). For the reasons set forth below, we affirm.

FACTUAL BACKGROUND

Nanci A. Long is a 39-year-old single woman with a 10-year-old daughter. In 1987, she graduated from chiropractic school at Northwestern College of...

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