It does not avail the insured that the insurer did not make the application within 20 days after the insured served his demand for arbitration, where the demand lacks language advising the insurer of its right to seek a stay of arbitration within 20 days after service of the demand, as is required by CPLR 7503 (c) to begin the 20-day period for seeking a stay (see, Matter of Allstate Ins. Co. v White,
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