WOODS, J.
Plaintiff Royal Surplus Lines Insurance Company, Inc. ("Royal") and its insured, plaintiff 1915 Ocean Front Walk, LLC ("Ocean"), appeal from a judgment entered after the court sustained the demurrer of defendant Ranger Insurance Company ("Ranger"). Plaintiffs contend the court erred when it sustained the demurrer on the basis plaintiffs could not sue an insured and its insurer in the same action. We agree with plaintiffs and reverse and remand.
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