No issues of fact exist as to whether the offending vehicle, a U-Haul truck, was insured at the time of the accident. The only evidence tending to show the existence of insurance is the police accident report, which indicates that the U-Haul was owned by proposed additional respondent U-Haul Co. of East Bay and insured by proposed additional respondent Empire Fire & Marine Insurance Co. Empire, appearing in opposition to so much of the application as sought to join it...
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