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IN RE McGINNIS

Bankruptcy No. 02-70055, Adversary No. 02-7004.

289 B.R. 254 (2002)

In re MCGINNIS, Sarah P., Debtor. McGinnis, Sarah P., Plaintiff, v. Pennsylvania Higher Education Assistance Agency, Defendant. Pennsylvania Higher Education Assistance Agency, Movant.

United States Bankruptcy Court, M.D. Georgia, Valdosta Division.

December 20, 2002.

Attorney(s) appearing for the Case

R. David Bryan, Tifton, GA, for Debtor.

Walter W. Kelley, Albany, GA, trustee.

MEMORANDUM OPINION

JOHN T. LANEY, III, Bankruptcy Judge.

On November 25, 2002, the court held a hearing regarding the Motion of Pennsylvania Higher Education Assistance Agency ("Defendant") for Summary Judgment. At the conclusion of the hearing, the Court took the matter under advisement. After considering both parties' briefs and oral arguments, and the applicable statutory and case law, the Court makes the following conclusions of law.

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