MEMORANDUM ON OBJECTION TO CONFIRMATION
RICHARD S. STAIR, Jr., Bankruptcy Judge.
On February 20, 2002, the court held a hearing on confirmation of the Debtor's Chapter 13 Plan and on the December 17, 2001 objection to confirmation filed by FirstFinance, Inc. (FirstFinance). At issue is whether FirstFinance is a secured creditor whose claim is subject to cramdown under 11 U.S.C.A. § 1325(a)(5)(B)(ii) (West 1993) or whether the Debtor's obligation...
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