While it is true that one of the binders issued by the insurance broker indicated that plaintiff Ford Motor Credit Company (FMCC) was to be named as an additional insured in the policy covering the automobile leased by plaintiff Hall, the policy subsequently issued by defendant did not name FMCC as an additional insured and "where the provisions of an insurance policy are clear, the contract must be enforced as written" (Moshiko, Inc. v Seiger & Smith,
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