OPINION
COHEN, Justice.
Does the "loss payable clause," form 530(A) in the standard Texas Personal Auto Policy, insure the loss payee for damage that occurred when the car was driven by a driver excluded under the policy? We hold it does not. Although this form gives the loss payee some rights greater than the insured's, it does not cover the loss payee when the insured entrusts the car to an excluded driver...
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