MEMORANDUM OPINION
SMALKIN, Chief Judge.
This is an appeal from an order of the United States Bankruptcy Court for the District of Maryland (Derby, J.), declaring certain debts to be non-dischargeable. The appellant and debtor, Boyce Allen Brasington, raises nine issues on appeal. Because the issues have been fully briefed, and because "the decisional process would not be significantly aided by oral argument," the Court finds oral argument unnecessary...
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