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SMITH v. SOUTH CAROLINA INS. CO.

No. 3492.

350 S.C. 82 (2002)

564 S.E.2d 358

Eric A. SMITH, Appellant, v. SOUTH CAROLINA INSURANCE COMPANY, Respondent.

Court of Appeals of South Carolina.

Decided May 13, 2002.

Attorney(s) appearing for the Case

W. Lamar Flatt, of Best & Flatt, of Columbia, for appellant.

William P. Davis, of Baker, Ravenel & Bender, of Columbia, for respondent.

ANDERSON, J.

Appellant Eric A. Smith brought this declaratory judgment action seeking reformation of an insurance policy issued to Roosevelt Ladson, alleging the insurer failed to make a new offer of underinsured motorist ("UIM") coverage when a second vehicle was added to the policy. The Circuit Court denied the request for reformation, finding an insurer is not required to make a new offer of UIM coverage when an insured adds additional vehicles to an existing policy...

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