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IN RE HOYT

Bankruptcy No. 00-04170-M. Adversary No. 01-0023-M.

277 B.R. 121 (2002)

In re Terry Lester HOYT, Debtor. Bank of Commerce, an Oklahoma Bank, Plaintiff, v. Terry Lester Hoyt, Defendant.

United States Bankruptcy Court, N.D. Oklahoma.

April 25, 2002.

Attorney(s) appearing for the Case

John J. Carwile, Tulsa, OK, for Plaintiff.

Robert A. Todd, Tulsa, OK, for Defendant.

MEMORANDUM OPINION

TERRENCE L. MICHAEL, Bankruptcy Judge.

THIS MATTER came on for trial on March 21 and 22, 2002. Plaintiff Bank of Commerce ("Bank") appeared through its attorney, John J. Carwile. Defendant Terry Lester Hoyt ("Dr. Hoyt") appeared personally and through his attorney, Robert A. Todd. At trial, the Court received evidence and heard argument from the parties. The following findings of fact and conclusions of law are made pursuant to...

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