OPINION
WILLIAM H. GINDIN, Bankruptcy Judge.
PROCEDURAL HISTORY
The debtor filed a voluntary Chapter 7 petition on July 24, 2001. On October 15, 2001 he filed an adversary complaint seeking a hardship discharge of approximately $5,703.00 in student loans pursuant to § 523(a)(8)(B). A trial in this matter was held on August 15, 2002. The court permitted the parties to submit post hearing briefs and reserved opinion.
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