Bernstein, J.
This action arises out of the delinquent credit debt of Robert Mannetta ("defendant"). Arrow Financial Services, LLC., ("plaintiff") is the assignee of Bank One, the predecessor holder of the debt Plaintiffs motion for judgment on the pleadings was allowed by a motion judge as to liability only. Thereafter on March 8, 2001, an assessment hearing, was held before Summerville, J. At issue is whether the evidence presented at the assessment hearing required...
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