ON MOTION FOR CLARIFICATION GRANTED
PER CURIAM.
We grant the Motion for Clarification; withdraw our opinion of September 4, 2002; and substitute the following opinion in its stead.
U.S. Security Insurance Company appeals from a final judgment in favor of its insured, Ganesh Shivbaran. For the following reasons, we reverse and remand.
In June, 1993, Ganesh Shivbaran [insured] purchased an automobile insurance policy from U.S. Security...
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