ORDER
THRASH, District Judge.
This is a consumer class action seeking damages, declaratory and injunctive relief in which Plaintiff challenges the legality of the early termination charge formula used by Defendant Banc One Credit Company. The case is before this Court on Defendants' Motion for Summary Judgment [Doc. 29]. For the reasons set forth below, Defendants' motion is granted.
I. BACKGROUND
Viewed in the light most...
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