OPINION
RATLIFF, Senior Judge.
STATEMENT OF THE CASE
Plaintiff-Appellant Merrillville Conservancy District, by the District's Board of Directors ("MCD") appeals the trial court's determination in its action against Defendants-Appellees Atlas Excavating, Inc. ("Atlas"), Employer's Insurance of Wausau, Wausau Insurance Companies, and Wausau Nationwide Insurance Group.
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