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LANTIER v. STATE FARM MUT. AUTO. INS. CO.

No. 02-0301.

827 So.2d 597 (2002)

Jody LANTIER v. STATE FARM MUTUAL AUTO. INS. CO., et al.

Court of Appeal of Louisiana, Third Circuit.

October 2, 2002.

Attorney(s) appearing for the Case

Frank M. Walker Jr., Plauche, Smith & Nieset, Lake Charles, LA, for State Farm Mutual Auto Ins. Co., Darlyne Allain.

Barry A. Roach, Attorney at Law, Lake Charles, LA, for Jody Lantier.

Court composed of BILLIE COLOMBARO WOODARD, OSWALD A. DECUIR, and MICHAEL G. SULLIVAN, Judges.

DECUIR, Judge.

Darlyne Allain rear-ended a vehicle being driven by Joey Lantier. Joey was operating an insured vehicle owned by his sister, Jody Lantier. Joey was an excluded driver on Jody's policy. We are asked to decide if Jody must forfeit the first $10,000.00 of her property damage claim, based on the provisions of La.R.S. 32:866(A)(1).

FACTS

On August 14, 2000, Jody Lantier owned a 1990 Geo Prism. Jody had loaned the vehicle to her mother,...

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