McGEE, Judge.
Erie Insurance Exchange (plaintiff) filed an action for declaratory judgment on 8 November 2000 seeking a judicial determination as to whether a homeowners insurance policy it issued to defendant Brian Ruff provided coverage for property damage incurred by defendant St. Stephen's Episcopal Church (St. Stephen's) in a fire. Defendants filed answers to plaintiff's complaint. Defendant Levi Ruff (Levi), the son of defendants Brian and Amy Ruff, was deposed...
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