Opinion by Judge BERZON; Concurrence by Judge SNEED.
OPINION
BERZON, Circuit Judge.
This case at first glance concerns a private insurance dispute but, as we shall see, implicates important questions of national health policy for senior citizens. Vencor, Inc. ("Vencor"), an operator of several hospital and nursing home facilities, is the subrogee/assignee of a Medicare supplemental insurance contract between National States Insurance Company ("NSIC...
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