SOUTH 51 DEVELOPMENT CORPORATION, d/b/a Cash Express of Southern Illinois; Midwest Title Loans, Inc.; Cottonwood Financial, Ltd.; Advanced America, Cash Advance Centers of Illinois, L.L.C., d/b/a National Cash Advance; Check Into Cash of Illinois, LLC; and Check `N Go of Illinois, Inc., Plaintiffs-Appellants,
v.
Sarah D. VEGA, as Director of the Illinois Department of Financial Institutions, Defendant-Appellee.
Appellate Court of Illinois, First District, Second Division.https://leagle.com/images/logo.png
November 26, 2002.
November 26, 2002.
Attorney(s) appearing for the Case
Winston & Strawn (Dan K. Webb, Bruce R. Braun and Raymond W. Mitchell, of counsel); Thomas Rakowski & Associates, Chtd. (Thomas R. Rakowski, of counsel), Chicago, for Advance America, Check Into Cash and Check 'N Go.
Lord Bissell & Brook, Chicago (Terrence P. Canade, Hugh C. Griffin and Hugh S. Balsam, of counsel), for Cottonwood Financial.
Schiff, Hardin & Waite, Chicago (Ronald S. Safer, of counsel), for South 51 Development.
Law Offices of Lance T. Jones, Springfield (Lance T. Jones, of counsel), for Illinois Small Loan Association.
Atlantic Legal Foundation, New York City (Briscoe R. Smith, of counsel), for Community Financial Services Association of America.
William J. Harte (William J. Harte, Special Asst. Attorney General, of counsel); Williams, Collins & Bax, P.C. (David W. Ellis, Special Asst. Attorney General, of counsel); Office of the Attorney General (Deborah L. Ahlstrand, Assistant Attorney General, of counsel), Chicago, for Sarah D. Vega.
Richard A. Devine, State's Attorney of Cook County, Chicago (Robert J. Ruiz, Thomas A. Riech and Frank J. Parkerson, of counsel), Amicus Curiae.
Tabet, DiVito & Rothstein, LLC, Chicago (Gino L. DiVito, Cesar A. Tabet, Karine H. DeHayes, of counsel), for Amici Curiae Monsignor John Egan Campaign for Payday Loan Reform and fellow Amici.
AARP, Washington, DC (Deborah M. Zuckerman, AARP Foundation, Michael Schuster, AARP, of counsel), Amicus Curiae for AARP.
Appellate Court of Illinois, First District, Second Division.
Justice CERDA delivered the opinion of the court:
This case involves a challenge by plaintiffs, South 51 Development Corporation, d/b/a Cash Express of Southern Illinois, Midwest Title Loans, Inc., Cottonwood Financial, Ltd., Advanced America, Cash Advance Centers of Illinois, L.L.C., d/b/a National Cash Advance, Check Into Cash of Illinois, LLC, and Check `n Go of Illinois, Inc.1, to the validity of legislation amending the Consumer Installment...
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