TROUT, Chief Justice.
Richard W. Hoyle ("Hoyle") and Hoyle & Associates Insurance, Inc. ("HAII") appeal the district judge's order granting summary judgment in favor of Utica Mutual Insurance Company ("Utica") and Employers Reinsurance Corporation ("ERC").
I.
FACTUAL AND PROCEDURAL BACKGROUND
HAII is an insurance agency/brokerage firm formed by Hoyle in 1979. On January 1, 1996, HAII...
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