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U.S. MINERAL PRODUCTS CO. v. AMERICAN INS. CO.

792 A.2d 500 (2002)

348 N.J. Super. 526

UNITED STATES MINERAL PRODUCTS COMPANY, Plaintiff-Respondent, v. AMERICAN INSURANCE COMPANY; Continental Casualty Company; Continental Insurance Company; Federal Insurance Company; Hartford Fire Insurance Company; Home Insurance Company; Insurance Company of North America; National Union Fire Insurance Company of Pittsburgh, Pennsylvania; New Jersey Property-Liability Insurance Guaranty Association; North River Insurance Company; Puritan Insurance Company; St. Paul Fire and Marine Insurance Company; United States Fidelity and Guaranty Company; Alexander & Alexander, Inc., Defendants, and Twin City Fire Insurance Company, Defendant-Appellant.

Superior Court of New Jersey, Appellate Division.

Decided March 7, 2002.

Attorney(s) appearing for the Case

William J. Bowman (Hogan & Hartson) of the Washington D.C. bar, admitted pro hac vice, argued the cause for appellant (Purcell, Ries, Shannon, Mulcahy & O'Neill, attorneys; William P. Ries, of counsel, Michael F. O'Neill, Bedminster and Mr. Bowman and Paula P. Skalaban (Hogan & Hartson), on the brief).

Anthony Bartell, Newark, argued the cause for respondent (McCarter & English, attorneys; Mr. Bartell, of counsel, and Teresa L. Moore, on the brief).

Before Judges BAIME, FALL and AXELRAD.

The opinion of the court was delivered by FALL, J.A.D.

In this declaratory judgment action between a manufacturer of asbestos-containing products and its insurers, we examine the issue of whether an extension of an excess-coverage insurance policy for a shortened period less than the original policy period creates an additional set of aggregate policy limits. We also consider the question of whether that policy provides a...

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