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NAT. TITLE INS. v. FIRST UNION NAT. BANK

Record No. 010346.

559 S.E.2d 668 (2002)

263 Va. 355

NATIONAL TITLE INSURANCE CORPORATION AGENCY, v. FIRST UNION NATIONAL BANK.

Supreme Court of Virginia.

March 1, 2002.

Opinion by Justice CYNTHIA D. KINSER.

Pursuant to the provisions of Code § 8.4-406(f), a bank's customer is precluded from asserting against the bank an unauthorized signature or alteration on an item if the customer fails to report such fact to the bank within one year after a statement of account showing payment of the item is made available to the customer. The dispositive issue in this appeal is whether a bank and its customer may, by contractual agreement...

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