MEMORANDUM OPINION AND ORDER
HOLDERMAN, District Judge.
On June 20, 2002, plaintiff Nathan Neff ("Neff") filed a class action complaint against defendants Capital Acquisitions & Management Company ("CAMCO") and Capital One, F.S.B. ("Capital One") alleging unlawful credit and collection practices in violation of the Truth in Lending Act ("TILA"), 15 U.S.C. §§ 1601-1667f(2002), the Fair Debt Collection Practices Act ("FDCPA"), 15 U.S.C...
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