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IN RE BASSETT

Nos. 01-35001, 01-35058.

285 F.3d 882 (2002)

In re Darlene M. Bassett, Debtor. American General Finance, Inc., Appellant, v. Darlene M. Bassett, Appellee. In re Darlene M. Bassett, Debtor. Darlene M. Bassett, Appellant, v. American General Finance, Inc., Appellee.

United States Court of Appeals, Ninth Circuit.

Filed April 9, 2002.

Attorney(s) appearing for the Case

Frederick W. Schoepflin, of Keller Rohrback L.L.P., Seattle, WA, argued the cause for Appellee and Cross-Appellant Darlene M. Bassett; Mark A. Griffin and Lynn Lincoln Sarko assisted on the brief.

Alan D. Smith of Perkins Coie L.L.P., Seattle, WA, argued the cause for Appellant and Cross-Appellee American General Finance, Inc.; Frederick B. Rivera and Adriana Rodriguez assisted on the brief.

Before: KOZINSKI, RYMER and SILVERMAN, Circuit Judges.

KOZINSKI, Circuit Judge.

Darlene Bassett bought two chairs and two ottomans, and financed the purchase with a secured loan from American General Finance, Inc. (Finance). Months later, Bassett filed a voluntary Chapter 7 bankruptcy petition. Before receiving a discharge, Bassett signed a reaffirmation agreement with Finance. Bassett kept up with her payments to Finance for a few months but eventually stopped. Finance sent a series of letters, first friendly and later...

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