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IN RE MARTINEZ

No. 01-54109.

281 B.R. 883 (2002)

In re Eduardo J. MARTINEZ and Maria G. Martinez, Debtors.

United States Bankruptcy Court, W.D. Texas, San Antonio Division.

August 5, 2002.

Attorney(s) appearing for the Case

Hilary B. Bonial, Dallas, TX, for Auto One Acceptance Corp.

Lee Gordon, McCreary, Veselka, Bragg & Allen, P.C., Austin, TX, for County of Comal.

Brendetta Anthony Scott, Houston, TX, for Bank of America, N.A.

Paul W. Rosenbaum, San Antonio, TX, for debtors.

MEMORANDUM DECISION ON MOTION FOR RELIEF FROM AUTOMATIC STAY

LEIF M. CLARK, Bankruptcy Judge.

This matter involves a motion for relief from automatic stay, filed by Bank of America, N.A. ("BofA"). The court writes to offer a solution to a continuing practical problem that arises with regularity in chapter 13 cases, not only in this district but nationwide.

The debtors in this case appeared to have fallen two payments behind on their home mortgage...

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