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SPEARMAN v. TOM WOOD PONTIAC-GMC, INC.

No. 02-1032.

312 F.3d 848 (2002)

Mary A. SPEARMAN, Plaintiff-Appellant, v. TOM WOOD PONTIAC-GMC, INCORPORATED, Defendant-Appellee.

United States Court of Appeals, Seventh Circuit.

DECIDED December 3, 2002.

Attorney(s) appearing for the Case

Clifford W. Shepard (argued), Indianapolis, IN, for Plaintiff-Appellant.

Larry L. Barnard (argued), Miller, Carson, Boxberger & Murphy, Fort Wayne, IN, John F. Ittenbach, Sheeks, Ittenbach & Johnson, Indianapolis, IN, for Defendant-Appellee.

Before COFFEY, ROVNER and WILLIAMS, Circuit Judges.

ILANA DIAMOND ROVNER, Circuit Judge.

Mary Spearman purchased a car from Tom Wood Pontiac-GMC, Inc. ("Tom Wood"), and financed the purchase through the dealership. The Truth in Lending Act ("TILA") requires that certain information be disclosed to a consumer in writing in a form the consumer may keep prior to the consummation of a credit transaction. Spearman concedes that Tom Wood provided the necessary disclosures and that...

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