MEMORANDUM OPINION AND ORDER
KENNELLY, District Judge.
In December 1999, defendants Johnny Jenkins and Annie Wesson-Jenkins obtained a loan from EquiCredit Corporation of Illinois and executed a promissory note in the amount of $86,250, secured by a mortgage on their home in Schaumburg, Illinois. In June 2002, plaintiff Fairbanks Capital Corp., alleging that it was "the owner and legal holder of said note, mortgage, and indebtedness," Cplt. ¶...
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