OPINION
R.A. RANDALL, Judge.
Appellant State Auto Insurance Company sought to recover damages from respondents Jeron Knuttila and Brian Knuttila in a subrogation action for a fire that damaged the insured landlord's house. The district court granted summary judgment to respondents, concluding that the subrogation action was barred under the Bruggeman doctrine. State Auto contends that Bruggeman does not apply because the Knuttilas never achieved co...
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