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  5. 642 N.W.2d 473 (2002)
 

PORCH v. GENERAL MOTORS ACCEPTANCE CORP.

Nos. CX-01-1087, C1-01-1415.

642 N.W.2d 473 (2002)

Barbara PORCH, on behalf of herself and others similarly situated, Respondent, v. GENERAL MOTORS ACCEPTANCE CORPORATION, Appellant, MIC Property & Casualty Insurance Corporation, Defendant.

Court of Appeals of Minnesota.

April 23, 2002.

Attorney(s) appearing for the Case

Ronald S. Goldser, J. Gordon Rudd, Jr., David Cialkowski, Zimmerman Reed, P.L.L.P., Minneapolis, for respondent.

James S. Simonson, Gray, Plant, Mooty, Mooty Bennett, P.A., Minneapolis, Jan T. Chilton, pro hac vice, Severson & Werson, A Professional Corporation, San Francisco, CA, for appellant.

Considered and decided by HANSON, Presiding Judge, SCHUMACHER, Judge, and HALBROOKS, Judge.

OPINION

SAM HANSON, Judge.

This class action lawsuit was brought on behalf of borrowers who purchased cars under installment contracts that required them to keep the cars continuously insured and, if they failed to do so, authorized the creditor to buy "physical damage insurance" and to charge each borrower for the "cost of the insurance." On appeal from orders determining that the coverage obtained and the premium...

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