On Application for Rehearing
CRAWLEY, Judge.
The opinion of January 12, 2001, is withdrawn, and the following is substituted therefor.
In September 1998, Billy Jack Tindle, as a representative member of a class of similarly situated persons, sued State Farm General Insurance Company, Inc., alleging that State Farm had overcharged him for home-insurance premiums since 1984. Tindle alleged that the overcharges support
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