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IN RE WATKINS

No. 01-11120-SSM.

267 B.R. 703 (2001)

In re Lucille WATKINS, Debtor.

United States Bankruptcy Court, E.D. Virginia, Alexandria Division.

July 20, 2001.

Attorney(s) appearing for the Case

Gordon P. Peyton, Alexandria, VA, Chapter 7 Trustee.

Eniola O. Fashoro, Burke, VA, for debtor.

MEMORANDUM OPINION

STEPHEN S. MITCHELL, Bankruptcy Judge.

A hearing was held in open court on July 3, 2001, on the objection filed by Gordon P. Peyton, the chapter 7 trustee, to the debtor's claim of exemptions. The debtor was represented by counsel. The chapter 7 trustee was present in person. The pivotal issue is whether Virginia's unlimited exemption for the "proceeds" of life insurance policies applies to the cash surrender value of such a policy. Upon...

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