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OHIO CAS. INS. v. STATE FARM FIRE AND CAS.

Record No. 001914.

546 S.E.2d 421 (2001)

262 Va. 238

OHIO CASUALTY INSURANCE COMPANY v. STATE FARM FIRE AND CASUALTY COMPANY.

Supreme Court of Virginia.

June 8, 2001.

Attorney(s) appearing for the Case

Donald L. Speidel (Niles, Barton & Wilmer, on briefs), for appellant.

August W. Steinhilber, III, Alexandria (Brault Palmer Grove Zimmerman White & Steinhilber, on brief), for appellee.

Present: CARRICO, C.J., LACY, KEENAN, KOONTZ, KINSER, and LEMONS, JJ., and COMPTON, Senior Justice.

LEMONS, Justice.

In this appeal, we consider a coverage dispute between two insurance carriers arising from the damage by fire of two adjacent homes under construction by the same builder.

I. Facts and Proceedings Below

State Farm Fire and Casualty Company ("State Farm") issued separate and nearly identical homeowner's insurance policies to Jerome and Gail Kozak ("Kozaks") and Stephen and Mary Kitchen ("Kitchens"). The Kozaks and the Kitchens separately...

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