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GARDEN STATE BANK v. GRAEF

775 A.2d 189 (2001)

GARDEN STATE BANK/now/known as/ Summit Bank, a NJ Banking Corporation, Plaintiff-Respondent, v. Edwin GRAEF and Marilyn Graef individually and / as partners trading as Locklear Mechanical Contractors, Defendant-Appellant.

Superior Court of New Jersey, Appellate Division.

Decided June 19, 2001.

Attorney(s) appearing for the Case

James H. Casey, Lakewood, for appellant.

W. Peter Ragan, Jr., for respondent (Ragan & Ragan, attorneys; Mr. Ragan on the brief).

Before Judges KING, COBURN and AXELRAD.

The opinion of the court was delivered by AXELRAD, J.T.C. (temporarily assigned).

On March 30, 1993, defendants, as guarantors for Locklear Mechanical, executed a commercial demand note in the amount of $37,410.84 to Summit Bank's predecessor, Garden State Bank (GSB). In July 1996, Summit acquired GSB. The balance due on the note at the time of conversion was $11,074.09, after defendants were credited for the $3899.78 in payments made to GSB. After the transfer, defendants...

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