POSNER, Circuit Judge.
Buckley appeals from the dismissal, for failure to state a claim, of her class-action suit under the Fair Debt Collection Practices Act, 15 U.S.C. §§ 1692 et seq., against a law firm, Bass, and its principal partner (whom we'll ignore to keep things simple). The record contains little besides a letter addressed to Buckley on Bass's letterhead, which reads in its entirety as follows:
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